We are all feeling more than a little anxious when it comes to our finances these days. The last couple of years have been brutal in terms of job and financial security, and with rising costs and rising taxes already here, it certainly seems like things are not going to change anytime soon. With that in mind, it makes perfect sense that anyone looking to buy a new property would be feeling more gun-shy than usual about any extra costs. The purchase of a new home is expensive enough as it is, especially given the recent inflation in the market. For example, housing prices in London fell in recent months but are expected to surge again soon. It is an achievement to find a home that you like in your price range at the moment, let alone to manage to complete the purchase.

However, when you know that the time is right for you to move, it does not really help to pat yourself on the back. You need to keep looking, keep chasing, and stay on top of all the details. There are always going to be a lot of tasks that can only be your responsibility when you are looking at buying a new place. But if you want to make sure that you end up with the home you want, at the price you want, in the condition that you want, then you are going to need to pay for some professional help. Here are some of the areas where you should seriously consider getting good advice.

Talk To An Accountant

Let’s start with one of the biggest issues that will be keeping you up at night when you are looking for a home. Your budget should be your primary concern, as there is always going to be the temptation to keep stretching to get what you want. However, we have seen just how unpredictable things can be in the last couple of years and we need to make sure that we are leaving ourselves with enough of a safety net if we need it. This is why it is so important to make sure that you are getting good financial advice that you can trust. A good accountant will be able to break down you projected earnings with you and help you to forecast the market ahead.

Use A Property Finance Advisor

We do not need to tell you that there are plenty of businesses out there willing to provide you with a home loan. We also do not need to tell you that this can be a difficult area to navigate. When you have a lot on your plate, as we all do at the moment, the amount of red tape, conditions and potential pitfalls can be overwhelming. This is where a property finance advisor comes in. A good property finance advisor will sit down with you to get a firm grip on your specific situation and needs. For example, if you are looking at a premier mortgage, you will have a very specific set of circumstances, and Advias has a fantastic team of advisors to help you find what you need. They use the latest technology to make sure that the process is streamlined, and their focus is kept on their clients.

Pay For A Plumber And Get Your Boiler Checked

It is always worth paying to have the key areas of your home inspected by a plumber. This is particularly important if you are buying a property that is near any trees, as recent weather incidents may have caused damage to the pipes underneath your property. Fixing these issues before they become a real problem is an absolute must. You also need to pay to have the boiler in your home inspected. Buying a new boiler is not cheap, but it is far better than having to replace it when it becomes an emergency. You should also think about having the guttering and roof inspected.

Find A Surveyor You Can Trust

When you have finally found that dream property and the price seem right, it makes perfect sense that you would want to move forward at full steam ahead. However, you do not want to end up in a situation where you have missed something crucially important that is wrong with your new property. This is especially important in older homes, as there may issues such as damp and subsidence that may not have shown up when you looked around. With flooding becoming more commonplace in the UK and extreme weather events hitting us harder every year, you need to know that you are not sitting on a major structural issue to your home. Find a good surveyor in your area who can give the property a thorough look before you commit to anything.


Claire Preece